Investment Products

Get access to a diverse and curated range of institutional grade investment products.

Hands-off Investing

Choose an option and let the algorithms do the work. We design our algorithms to actively look out for investment signals that would trigger rebalancing and ranking for the best ETFs

Choose your method

Select which ruleset of portfolios suits you best. If you want active rebalancing or have specific investment objectives. You decide, we automate.

Kristal Portfolios

Kristal High Growth

Recommended for:

Ideal for high-risk investors focused on aggressive capital appreciation over a longer period. Minimum recommended investment horizon - 4+ years

Methodology

The Kristal High Growth portfolio is an Aggressive, Growth. multi-asset ETF strategy completely driven by the KAIRO algorithm. The objective is to have an aggressive capital appreciation approach, with being opportunists in managing volatility. A portfolio consists of growth-oriented equity ETFs, fixed income ETFs, and some portion of commodity ETFs to manage allocation between these asset classes based on constant market datapoint analysis and investment world macro analysis.

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Asset Class:

Fixed Income, Equities, Commodities

United States

Kristal Growth

Recommended for:

Ideal for medium-risk investors focused on both safety and capital appreciation over a longer period. Minimum recommended investment horizon - 3+ years.

Methodology

Itโ€™s a managed risk strategy that defines the clientโ€™s risk profile and tries to keep the portfolio risk level at par or below the defined risk levels to maximize the risk-adjusted returns. Itโ€™s a core portfolio for long-term wealth creation without worrying about the market up and down moves.

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Asset Class:

Fixed Income, Equities, Commodities

United States

Kristal Secure

Recommended for:

Ideal for low-risk investors focused on safety and expecting slightly higher alpha over traditional deposits. Minimum recommended investment horizon - 1+ years- 2+ years

Methodology

The Kristal Secure portfolio is a capital secure approach multi-asset ETF strategy completely driven by KAIRO algorithm. The objective is to have a capital protection approach as a priority with mild participation into equities for better alpha generation. A portfolio consists of stable equity ETFs, different duration fixed-income ETFs and commodity ETFs with automatically managing allocation between these asset classes based on constant market datapoint analysis and investment world macro analysis.

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Asset Class:

Fixed Income, Equities, Commodities

United States

Kristal Balanced

Recommended for:

Ideal for low to medium-risk investors focused on both safety and capital appreciation over a longer period. Minimum recommended investment horizon - 2+ years

Methodology

The Kristal balanced portfolio is a risk-managed multi-asset ETF strategy completely driven by the KAIRO algorithm. The objective is to have a safe & steady capital appreciation approach along with low volatility. A portfolio consists of core & low-volatile equity ETFs, fixed income ETFs, and commodity ETFs and having higher allocation towards safer assets like gold and fixed income at any given point in time

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Asset Class:

Fixed Income, Equities, Commodities

United States

Kristal All-Weather US

Recommended for:

Ideal for investors looking to gain a diversified exposure to various asset classes with the objective of balanced growth.

Methodology

The All Weather portfolio philosophy is to create a portfolio that is able to generate a return equivalent or in excess of broad GDP growth over an extended period of time. It brings together investment in 3 main Asset Classes: Fixed Income, Equity and Commodity. The weightings between these 3 asset classes determine the success of the strategy.

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Asset Class:

Fixed Income, Equities, Commodities

United States

More on our platform

Tax Efficient Kristal Portfolios

Included on the platform are portfolios optimised to cater towards tax efficient returns for specific country tax requirements - The availability of these portfolios will be based on your specified country of onboarding.

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Vivek Mohindra

Head of Financial Products

Rakesh Khajuria

Director, Financial Products

Balaji Pothiperumal

Head of Advisory

Shilpika Ganeriwala

Lead, Financial Products

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